The CRM that does the work for you.
Other CRMs track the deal. Operion does the diligence, the underwriting and the paperwork, before and after it closes.
North Quay WorksAssessmentDrafting the credit paperNow
Harbour PointScreeningJCJamie ChenResearch ready for review12m
Westfield StudiosDiligenceSPSam PatelLease request drafted2h
Weaver's CourtCommitteeAMAlex MorganCredit paper ready for committeeYesterdayDeal work happens outside your CRM.
Your CRM shows the stage. The research sits in a browser, the model in a spreadsheet, the credit paper in a document and the requests in an inbox.
Operion puts all of it on the deal.
North Quay WorksAssessmentNorth Quay WorksAssessmentEvery deal holds its own work.
Its documents, your model and everything Operion has done on it, in the pipeline your team already works in.
- 1
Your pipeline
The CRM your team works in: deals, stages, owners and relationships.
- 2
Each deal's documents
Each figure links to the page it came from. When a figure changes, the old one is kept.
- 3
The work
Operion tracks its research, model runs, drafts and requests, and what each is waiting on.
- 4
Your model and templates
Operion runs your own model, checks your conditions and drafts in your credit paper template.
- 5
Your team decides
Every draft waits for your team to check it.
Operion prepares the credit assessment for committee.
Your team reviews a draft instead of writing one, with every gap already listed.
North Quay Works · Credit paper · Draft for committee
3. The loan
A loan of GBP 6,000,000 to North Quay Holdings towards the GBP 10,000,000 cost of North Quay Works, a canal-side warehouse in Leeds, at 60% loan-to-cost.
The loan is interest-only at 7%, or GBP 420,000 a year. The principal is repaid from the sale in year 5.
4. Income and cover
On net operating income of GBP 900,000, interest cover is 2.14x. The loan is supportable, subject to the current rent roll.
Drafted by Operion from the credit model
5. Conditions
Before drawdown: the current rent roll, requested from North Quay Holdings on 29 September 2026 and still outstanding.
Open questions: whether the borrower or any of its directors has been in administration and whether the change of use has been granted.
Operating statement v1, page 3
Page 2 of 6
Alex Morgan asked
Credit model
Open questions2
Requests1
Operion reruns the model on the revised income.
When the borrower's revised statement arrives, Operion redrafts the credit paper for Alex's review, with each changed figure linked to the statement.
Annual net operating income revised to GBP 840,000.
North Quay WorksAssessmentOperion drafts. You make the decisions.
Annual net operating income revised to GBP 840,000.
North Quay WorksAssessmentOperion drafts. You make the decisions.
North Quay WorksAssessmentOn net operating income of GBP 900,000, interest cover is 2.14x. The loan is supportable, subject to the current rent roll. On the revised income of GBP 840,000, interest cover falls to 2.00x. The loan remains supportable, subject to the current rent roll and the borrower's explanation of the GBP 60,000 fall.
Redrafted by Operion on the revised income
Your call. Nothing is sent to the borrower.
North Quay WorksAssessmentOn net operating income of GBP 900,000, interest cover is 2.14x. The loan is supportable, subject to the current rent roll. On the revised income of GBP 840,000, interest cover falls to 2.00x. The loan remains supportable, subject to the current rent roll and the borrower's explanation of the GBP 60,000 fall.
Redrafted by Operion on the revised income
Your call. Nothing is sent to the borrower.
One revised figure means six jobs by hand.
Operion does all six on the deal and records each step.
See the product- 1Find the new figure and the page it came from
- 2Update the model
- 3Rerun the cover and the IRR
- 4Redraft section 4 of the credit paper
- 5Draft a note to the borrower
- 6Keep the old figures for committee
North Quay WorksAssessment- Waiting for Alex MorganSection 4 needs review
- Operion drafted a note to the borrowerNot sent
- Operion redrafted section 4 of the credit paperNeeds review
- Operion reran the modelInterest cover 2.14x → 2.00x
- Operion read the revised statementNet operating income 900,000 → 840,000
- AMAlex Morgan added the revised statementFrom the borrower's email
- Operion drafted section 4 of the credit paperDraft for committee
- Operion ran the credit modelInterest cover 2.14x
- AMAlex Morgan added NQW model v7.xlsxCredit model
- Operion read Operating statement v1.pdfNet operating income 900,000, page 3
- AMAlex Morgan added Operating statement v1.pdfFrom North Quay Holdings
The next deal starts with your model and templates.
Your team sets nothing up twice, and every deal is assessed on the same model and conditions.
How it fits
Harbour PointScreeningNorth Quay WorksAssessmentOperion prepares the document each team works in.
See each teamLenders
Operion runs your credit model on every deal and drafts the credit paper from its figures.
The questions your team will ask.
$2,000 a month for your team.
If the first 30 days aren't right, you stop there.
CalendarInviteWorking demo, with OperionAn example deal, run with you on a callBefore you share anything
You see Operion work, and bring your team's questions.
The plan
Five people who run deals are included. Everyone who only reads, reviews or approves joins free.
- Your dealsSet upYour pipelineEvery deal, its stage and its ownerYour model and credit paper templateReadyOLYour Operion leadJoined your workspace
Your first workflow, in week one
Your Operion lead sets up your process and runs it on your first real deal.
CalendarInviteDay 30 reviewYour team decides whether to continueYour first 30 days
Your process runs on your real deals.
See Operion run a deal.
On a call, we run an example deal from its documents to a draft for your review.